There was no Facebook, Youtube or any kind of social networking. I was a pioneer in the days when mobile banking and internet banking was advanced. I invented mobile trading using WAP, and was the first to integrate EMV, electronic, mobile and voice-recognition commerce on one platform. But this is now history, and these technologies are now pervasive and taken for granted. Yet the biggest change I marvel at is how one can change from a meticulous business person to a mult-tasking mother and educator, and am thankful for the opportunities these different aspects of life offer.